Long term trend

Credit cards rising faster : Long term Trend

Digital Trends · Disruption · Finance · Medium Term trend

Credit cards vs UPI

Business Line
Disruption · Long term trend

Mobile vs Card Payments

Mobile vs Card Payments
Stock Markets · Stocks

PSB : VALUE UNLOCKING for fending themselves?

Source : Business Line
Economy · Finance · Stock Markets · Stocks

SBI CARDS : What’s Unfolding

Q2 FY21 results fo SBI cards are out and does not look great on few fronts although long term story seems intact as of now

Few snaps from SBI recent investor presentation where we can see the lagging part from company as compared to previous year FY20

SBI Cards : Declining portfolio growth, SBI Cards : Increasing NPA , SBI Cards : Declining PAT

SBI Cards : Declining portfolio growth
SBI Cards : Declining PAT
SBI Cards : Increasing NPA

Looks better to wait for right entry price : NOT a RECOMMENDATION

Economy · Medium Term trend · Short term trend · Stocks

SBI Cards : Sign of Future!!

Looking at HDFC Bank Q4 confcall transcript analyses. One key point was discretionary spending on cards is effecting total spending. This do not bode well for companies like SBI cards where not only spending goes down but it will hit the profit as well due to late payment and increase of NPA in certain cases.

Discretionary spending on decline : Trouble times ahead for banks and especially listed SBI cards
Source tip: Analyst mohalla

Also Read : SWOT analysis : SBI Cards

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Finance · Stock Markets · Stocks · SWOT

SWOT Analysis : SBI Cards

This is in series of posts where you can find the SWOT of a listed company along with factors to watch out for in coming quarters.

SWOT means

S – Strength of a company

W- Weakness of a company

O- Opportunities available for a company

T – Threats for a company

Disclaimer – Analysis is NOT a BUY/SELL/HOLD Recommendation. It can be used for educational purposes. There can be lot of things which have been missed in analysis either due to lack of information or oversight etc.. Do your own diligence & contact your expert financial adviser before making any investment decision.

 Also ReadSWOT- Parag Milk Foods

Also Read – New to Stock Market : Part 1 : As Investor or Trader?

Also Read Invest in stock markets only if

SWOT ANALYSIS : SBI CARDS STRENGTH AND OPPORTUNITIES
SWOT Analysis : SBI CARDS Strength and Opportunities
SWOT ANALYSIS : SBI CARDS WEAKNESS,THREATS AND WATCH OUT THINGS
SWOT ANALYSIS : SBI CARDS Weakness,Threats AND Watch OUT things

Also ReadSWOT- Dhanuka

In case you have any questions/ queries, please feel free to reach me through Contact Form

Do spread the word among your peers, family members or anyone who can benefit from this blog and asked them to subscribe. But be selfish and take care of yourself first by subscribing before they do.

Enjoy the day and your life. Don’t forget, we are alone in this grand universe and may not get a chance to live again.