Platform

HPX

Moneycontrol
Digital Trends · Disruption · Finance · Medium Term trend

Credit cards vs UPI

Business Line
Economy · Investing · Loans · Long term trend · Mega trends · Wealth creation · Wealth destruction

Private banks vs Banking sector

PRIVATE BANKS VS BANKING SECTOR
Marcellus
Stock Markets · Stocks

Promoter Holding : What is that!!

PROMOTER HOLDING : WHAT IS THAT!!
Source Business Line
Stock Markets · Stocks

Q1 FY20-21 : Decent results

After a meltdown in Q4 in markets, there was an anticipation of meltdown which never happened. Is current market correction on the way to meltdown? Which stocks to buy/ which to leave? Questions galore!! Lets revisit some of the stocks which have decent set of results in Q1 of FY21

Also go through decent set of results in Q4 FY20

Q1 FY20-21 : DECENT RESULTS of companies

Don’t treat this post as a basis of investment. There are lot more factors to decide where a company will go in coming quarters. Discuss with your financial advisors before taking any position in stocks

Disclaimer : I may be fully biased while treating a company result as decent or bad

In case you have any questions/ queries, please feel free to reach me through Contact Form

Do spread the word among your peers, family members or anyone who can benefit from this blog and asked them to subscribe. But be selfish and take care of yourself first by subscribing before they do.

Enjoy the day and your life. Don’t forget, we are alone in this grand universe and may not get a chance to live again.

Digital Trends · Finance · Learning · Stocks

UPI payments : BE AWARE

UPI payments being charged beyond 20 transactions/month
Business line

Stock Markets · Stocks

Q4 FY19-20 : Bad, Average, Good and Solid

Q4 results of listed indian companies for FY19-20. Interesting to see how they change in Q1 FY20-21
Q4 FY19-20 results

Interesting to see how many from solid and good results will move to Average and bad results category after Q1 FY21 results. Those who survive in good or solid category even after Q1’FY21 should be worth researching more to invest

Don’t treat this post as a basis of investment. There are lot more factors to decide where a company will go in coming quarters. Discuss with your mentors or financial advisors before taking any position in stocks

Stock Markets · Stocks

Banks NPA & NIM data

Banking and finance sector is the worst performer in recent months and there are high chances that it will continue to do so. There could be multiple reasons for same including defaults in payments and slow credit growth

Below is the list of Public and private sector banks with NIM, Net NPA %and Gross NPA% as of 17th April 2020. It may help you to make an investment decision more prudently. Don’t forget to consult your financial adviser before doing so.

Public Banks

Gross  NPA Net NPA and NIM for public sector banks
Source Value Research

Private Banks

Gross  NPA Net NPA and NIM for public sector banks
Source : Value Research

Given a choice based on this data, the below banks seems better than other banks on certain criteria.

  • HDFC Bank
  • Kotak Bank
  • Bandhan Bank
  • Indusind Bank
  • IDFC First and
  • City Union Bank
  • State Bank of India (only one from Public Banks list)

undefinedBe aware that these NPA numbers has a high probability of increase in next two quarters.

In case you have any questions/ queries, please feel free to reach me through Contact Form

Do spread the word among your peers, family members or anyone who can benefit from this blog and asked them to subscribe. But be selfish and take care of yourself first by subscribing before they do.

Enjoy the day and your life. Don’t forget, we are alone in this grand universe and may not get a chance to live again.